Get Pre-Approved

For an Easy Auto Loan and See Your Credit Score Instantly!

Easy Auto Loan Options 

Getting a car loan is easy with Amaral Auto Sales. Get fast pre-approval with our hassle free online credit application and get auto financing sooner. Our financial experts are experienced and dedicated to giving you only the best experience with our dealership. Our goal is to exceed your highest expectations, every time. Our friendly finance managers work with people from all over including Lyndhurst, Newark, Rutherford, Nutley and Belleville, New Jersey.

Our financial experts are here to ensure you, our valued customer, are getting the right finance program personalized to your needs and at the most competitive rates. It’s possible to get an easy auto loan in New Jersey. See for yourself and discover what simple auto financing feels like.

Ready to get Pre-Approved and see Your Credit Score?

Get Pre-Approved Now

Our financial services include:

Competitive rates direct from the manufacturer and local New Jersey banks

 Quick approvals

 Value-added services to protect your vehicle investment

 Extended warranty programs

 And many more money-saving programs to meet your needs

Save time now by using our quick, online pre-approval form to qualify for one of our finance programs.

Find out if you Qualify for Financing

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How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.



"I never miss a payment!"

The Amaral Auto Sales loan process can help you find the best interest rate for your next vehicle purchase.



"I've missed a payment or two."

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Not so good


"I need to rebuild my credit...."

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

New to the Country

Moving to a new country means starting from the ground up with your credit score too. If you have zero credit you can still find a car loan and start building a great credit score.

Students and New Graduates

Being a student is hard enough without having to worry about building a credit score. Get to class on time in your own vehicle and start working on building your credit rating.

Small Business Owner

Business ownership is a journey. From the highest highs to bankruptcy and falling credit, we can help you find an auto loan and get you back on your feet.

Unexpected Life Changes

We can’t plan for everything. Credit scores can take a hit during divorce, personal financials struggles or even changing career goals. Sometimes you need help getting back on track.

Protect Your Vehicle With Amaral Auto Sales

Your vehicle is an investment. It’s important to take every necessary precaution to keep your vehicle safe. AT Amaral Auto Sales, we have several strategies in place to help serve you better, and give you the peace of mind you deserve with your vehicle ownership. Choose from the following services below.

    MultiShield Protection

The ultimate protection package that grants you Super Polysteel surface care for the interior and exterior of your vehicle, and windshield and door repair.

    Key Replacement

With Amaral Auto Sales’ key replacement program, you’ll never have to orry about being locked out.


    GAP Protection

Be financially protected in the event of an accident or injury behind the wheel.


Wheel and Tire Coverage

Just like your vehicle, your wheels and tires are an expensive investment, and it’s important to  keep them in excellent condition, all year round! Learn more about the coverage options available to you at Amaral Auto Sales.


We also offer many different kinds of used vehicle warranties. Click here to check out our variety of pre-owned car warranties, or give us a call: (201) 351-2990

To get started, fill out our FREE credit application online

Once the application is completed, the Amaral Auto Sales finance team will put together a loan package that is tailored specifically for you.


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