Bad Credit Auto Loans


Guarantee Approval

We Can Get Anyone Approved

You can get a reliable car even if you have bad credit. In fact, we guarantee it. Our Guaranteed Credit Assurance program is tailor-made for people facing financial challenges. You’ll get an affordable auto loan and with consistent monthly payments and you’ll begin rebuilding your credit score.

Even if you have been turned down before, contact Neil and our team here at Amaral Auto Sales. An affordable car loan is within reach.

“He was very patient and informative about the whole process, he honored the price of the car that was posted online, he explained each and every form I signed, he gave me amazing tips on how to improve my credit, he showed me how to work each feature the car Comes with and made my experience enjoyable.” - Collette Sancho

The financing experts here at Amaral Auto Sales can get anyone approved for a car loan

Even if you’re heard that promise before, contact us today. We have relationships with key financial institutions that allow us to get virtually anyone a car loan. With our help you can get approved for a car loan with bad credit. Online applications don’t have to be a painful process even if you have bad credit. Our simple online credit application is a breeze and before you know it you’ll have a car loan approved even if you’ve been through a bankruptcy or been through other financial challenges.


Credit Experts

Not only will we work hard to secure you an affordable car loan, we’re also going to give you useful tips and advice on how to continue rebuilding your credit score. We look to create long relationships with our clients, so contact us anytime with credit or loan related questions. We’re always happy to give free advice.


Shop Our Affordable Inventory

Buying or financing a vehicle is a big deal, but you don’t have to break the bank to get a quality pre-owned car, truck, or SUV. Amaral Auto Sales has an impressive selection of used luxury vehicles under $15,000, making us New Jersey’s go to dealership for affordable, high quality cars.


Need Credit Help? You’re Not Alone


New to the Country


Moving to a new country means starting from the ground up with your credit score, too. If you have zero credit you can still find a car loan and start building a great credit score. Get your first car loan with Amaral Auto Sales.

Grad Cap

Students & New Graduates 


Being a student is hard enough without having to worry about building a credit score. Get to class on time in your own vehicle and start working on building your credit rating. Contact us today to get your first car loan.

Business man and pie chart

Small Business Owner 


Business ownership is a journey. From the highest highs to bankruptcy and falling credit, we can help you find an auto loan and get you back on your feet. Contact us today.

Broken heart

Unexpected Life Changes 


We can’t plan for everything. Credit scores can take a hit during divorce, personal financials struggles or even changing career goals. Sometimes you need help getting back on track.

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